近四分之一的人在债务问题上对伴侣撒过谎

When it comes to dating, three in 10 admitted to lying about their salary, while over a quarter said they’ve hidden the truth about their spending habits.

在约会方面，十分之三的人承认在薪水上撒了谎，超过四分之一的人说他们隐瞒了自己的消费习惯。

That’s according to a new survey, which found that Americans aren’t always honest about their finances.

这是根据一项新的调查得出的结论，该调查发现美国人并不总是对自己的财务状况诚实。

Results found that 24 percent have lied to a new partner about their level of debt.

调查结果发现，24%的人在自己的债务水平上对新伴侣撒了谎。

Enlarge ImageThe survey of 2,000 Americans examined people’s dating deterrents — big and small — and found that 14 percent think credit card debt totaling over $10,000 is a waving red flag.

这项涵盖了2000名美国人的调查调查了大大小小的约会障碍，结果发现，14%的人认为信用卡债务总额超过1万美元是个危险信号。

Conducted by OnePoll on behalf of Self Lender, results revealed that people will skirt the truth early on in a relationship, especially when it comes to their finances.

OnePoll公司代表Self Lender开展的一项调查显示，人们在恋爱初期会隐瞒真相，尤其是在财务方面。

However, different types of debt warrant different reactions, seeing as 35 percent of respondents think credit card debt is worse than student loan debt.

然而，不同类型的债务有不同的反应，35%的受访者认为信用卡债务比学生贷款债务更糟糕。

Results found other dating dampers related to money included being cheap (46 percent), being unable to hold down a steady job (40 percent) and having a bad credit score (37 percent).

结果发现，其他与金钱相关的约会障碍包括工资少(46%)，无法稳定工作(40%)，信用评分差(37%)。

Other common causes for concern when searching for a partner were bad manners (56 percent), a dirty living space (53 percent) and credit card debt (50 percent).

在寻找伴侣时，另一个常见的担忧是不礼貌(56%)，肮脏的生活空间(53%)和信用卡债务(50%)。

In spite of all these reasons to run, love appears to win out in the end, seeing as more than half of respondents have dated someone with debt.

尽管有这么多理由逃跑，但爱情似乎最终胜出，超过一半的受访者曾与负债累累的人约会。

But not everyone treats honesty as the best policy though, since three in 10 admit to not telling a potential partner about their debt.

但并不是所有人都认为诚实是最好的策略，因为十分之三的人承认没有告诉潜在伴侣他们的债务。

If someone does plan on revealing their debt situation to their significant other, the average person waits until the relationship has reached the six month mark.

如果某人确实打算向他/她的另一半透露自己的债务状况，一般人会等到这段关系发展到六个月的时候。

“When it comes to long-term relationships, including marriages, studies have shown that money arguments are the biggest predictor for divorce, no matter the income bracket or financial situation of the couple in question,” said Self Lender CEO James Garvey. “Not discussing your financial situation might be fine for a short-term fling, but the data shows that if you want a long-term, committed relationship, you have to open up about your money and get on the same page financially.”

Self Lender的首席执行官詹姆斯•加维说:“研究表明，无论夫妻双方的收入水平或经济状况如何，就婚姻等长期关系而言，金钱纠纷是离婚的最大预测因素。”“暂时不谈自己的财务状况或许没有问题，但数据显示，如果你想要一段长期、忠诚的关系，你必须开诚布公地谈钱，在财务上达成共识。”

When it comes time to walk down the aisle, people think disclosing the finances should be mandatory.

当结婚的时候，人们认为披露财务状况应该是强制性的。

One in two people think it should be a moral and legal obligation to disclose debt to a potential spouse before saying, “I do.”

每两个人中就有一个人认为，在对未来的配偶说“我愿意”之前，向对方披露债务应该是一种道德和法律义务。

Fifty-eight percent would even delay marriage until both partners were financially stable.

58%的人甚至会推迟结婚，直到双方的经济状况都稳定下来。

Garvey added, “Credit scores can say a lot about a person’s level of commitment, dependability and trustworthiness, which are important factors in a healthy relationship. So while it can be uncomfortable to talk about finances, especially in the newer stages of a relationship, if you want your relationship to continue for the long term, having the ‘money talk’ is essential.”

加维补充道：“信用评分可以很好地反映出一个人的承诺水平、可靠性和可信度，这是健康关系的重要因素。因此，尽管谈论财务问题可能会让人感到不舒服，尤其是在关系的新阶段，但如果你想让你的关系长期持续下去，那么“谈钱”是至关重要的。”