拒绝授信申请（企业对企业） Credit Application Rejection（Business to Business）

拒绝授信时应该尽量做到有礼貌，还要说明授信申请被拒绝的原因，并且表明，如果情况有所变化，这个问题是可以重新考虑的。

常用句型 Useful Sentences

1.Thank you for contacting Shanghai Corporation about your credit needs.非常感谢您就贵公司的授信请求一事与上海公司联系。

2.With reference to your recent credit application we have carefully reviewedyour application but have declined it for the following reasons：鉴于您最近的授信请求，我们仔细地审核了贵公司的申请，但由于以下原因，我们没有批准贵公司的申请：

3.Unfortunately, after careful review of your application, we must declineyour credit request at this time.很遗憾，在仔细审查了贵公司的申请之后，这次我们必需拒绝贵公司的授信申请。

4.After carefully reviewing your credit application, we have concluded thatwe cannot extend you credit at this time.在仔细审查了贵公司的授信申请之后，我们已经做出了决定，即现在不能增加贵公司的信用额度。

5.Unfortunately, you do not meet our current criteria for credit approval.很遗憾，贵公司没有达到我公司现行的批准授信的标准。

6.In any case, we invite you to reapply if your circumstances change.不管怎样，如果贵公司的情况发生了变化，我们会请您重新申请的。

7.If you feel that you have information that will make a difference to yourcredit application then please contact us.如果您有哪些信息可能改变您的授信申请结果，请联系我。

8.Please feel free to resubmit your credit application when you feel moresecure about your credit record.什么时候您对贵公司的信用记录更有信心了，请随时重新提交授信申请。

9.However, we would gladly reconsider your request if you could provide uswith further bank references.当然，如果您能给我们提供进一步的银行征信，我们会很高兴地重新考虑您的申请。

10.For the time being, we will gladly accept your cash, checks or creditcards and, as always, we appreciate your business.目前，我们很乐意接受贵公司以现金、支票或信用卡等方式的付款，并一如既往地感谢您的惠顾。

经典范文 Model

Subject：Re：Credit application

Dear Sir，

Thank you for applying to Shanghai Corporation about your credit needs. While it appears that your business holds good financial promise, we are unable to approve your line of credit due to your troubled credit history.Please feel free to resubmit your credit application when you feel more secure about your credit record.For the time being, we will gladly accept your cash, checks or credit cards and, as always, we appreciate your business.

Regards，

Jane Fu

Credit Controller

主题：回复授信申请

敬启者：

非常感谢您向上海公司申请授信。尽管贵公司目前看上去具有良好的财务保证，但是，鉴于贵公司糟糕的信用记录，我们还是不能准予贵公司的信用额度。在您对贵公司的信用记录更有把握的时候，可以随时重新提交授信申请。目前，我们很乐意接受贵公司以现金、支票或信用卡等方式的付款，且一如既往地感谢您的惠顾。

此致

敬礼！

简·付

信用管理员