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JM：嗨，我是JM，来自菲律宾。

Phuong: And Phuong from Vietnam.

芳：我是芳，来自越南。

JM: OK and today's question is healthcare. Should healthcare be free? What do you think?

JM：好，今天的话题是医保。医保应该免费吗?你怎么看?

Phuong: I don't think that healthcare should be free because I think nothing is really like no free lunch for people so if you get healthcare free, so you have to pay insurance, higher insurance and also you have to pay higher tax so that is the problem. I think healthcare should not be free. How about you?

芳：我认为医保不应该免费，因为世上没有免费的午餐，如果你想免费获得医保，那你就必须要支付更高的保险费，也要支付更多的税款，这是问题所在。我认为医保不应该免费。你的看法呢?

JM: Yep. Well I think that healthcare should be free. It's simply because I think being able to live with good health is a right that everybody should have whether you are poor or rich, I think everybody has the right to live a good life and that's why I think healthcare should be free.

JM：嗯。我认为医保应该免费。原因很简单，因为我认为健康地生活是每个人都应享有的权利，无论贫穷还是富有，我认为所有人都有权力享受好的生活，这就是我认为医保应该免费的原因。

Phuong: Yes, good reason. OK. Thank you.

芳：好，不错的理由。谢谢你。

JM: Bye for now.

JM：再见。