A: You’ve worked as a consultant for a long time, so you know the company inside out. I’m having cash problems.

B: I see. If you want the company to grow, I’m afraid you need to have more funds. Clearly you don’t have the money you need to buy the equipment to be competitive. You just barely have enough funds to cover your day-to-day operating expenses.

A: I think my best bet is to ask the bank loan.

B: I don’t think that’s the best solution. Nowadays the interest rates are very high. You’ll have a difficult time paying back the loan.

A: What can I do then?

B: Try a business incubator.

A: What can I get from them?

B: They offer a range of services such as consultancy, training, and more importantly, venture capital.

A: Can I really get venture capital from them?

B: Possibly, if you prove your company is promising.

A: Good, that would really help me cover our overhead. I just need some time to get revenues up.

B: Well, apply for a risk investment, and keep your fingers crossed