[00:00.38]We have several Peony Cards to choose from, including the Peony Credit Card, Peony Money Link Card, Peony International Card, etc. 我们有好几种牡丹卡可供选择，包括牡丹信用卡、牡丹灵通卡、牡丹国际卡等等。 [00:44.31]What kind of card would you like? 您想要什么样的卡？ [00:47.30]I think this kind of card suits you. 我认为这种卡适合您。 [00:48.55]I suggest you apply for a credit card. 我建议您申请一张信用卡。 [00:51.15]Peony Money Link Card is a debit card. 牡丹灵通卡是一种借记卡。 [00:52.45]With this card, you can transact money deposit and withdrawal, personal settlement, E-banking, investment and financing, and many other services. 通过这张卡，您可以办理存取款、个人结算、电子银行、投资理财以及其他多种业务。 [01:00.54]It's a versatile card. 它是一种多功能卡。 [01:02.07]Our bank is an authorized agent for VISA card, Mastercard and American Express card. 我行经授权能够代理维萨卡、万事达卡及美国运通卡。 [01:06.38]Our bank gives the holder an interest-free grace period of about 50 days. 我行向持卡人提供一段50天左右的免息期。 [01:14.22]For any amount exceeding the credit limit, well have to need authorization. 超过信用额度的金额均需要经过授权。 [01:20.30]Do you want to upgrade your credit limit? 您要提高信用额度吗？ [01:21.50]The annual fee is 100 RMB. 年费是100元。 [01:22.16]There's no annual fee for the first year. Then if you use the credit card for at least 6 times annually, the annual fee will be waived. 首年免年费。之后您只要每年持卡消费6次以上，就可以免收年费。 [01:25.34]Good afternoon, sir. Can I help you? 下午好，先生！需要帮忙吗？ [01:30.23]Yes. I want to have a Peony Card from your bank, but I don't know what kind of card is best for me. 是的。我想在你们行办一张牡丹卡，但是我不知道哪一种卡最适合我。 [01:45.42]Well, we have several Peony Cards to choose from, including the Peony Credit Card, Peony Money Link Card, Peony International Card, etc. 嗯，我们有好几种牡丹卡可供选择，包括牡丹信用卡、牡丹灵通卡、牡丹国际卡等等。 [02:33.38]What's a Money Link Card? 什么是灵通卡？ [02:37.24]It's a versatile card that links a lot of businesses together. 它是一种具有多种业务功能的卡。 [02:43.33]Versatile? What does that mean? 多功能？这是什么意思？ [02:54.45]You may either make deposits and withdrawals at any savings office, or make transfers and inquiries at any ATM with this card. 使用此卡，您可以在任何储蓄所存取款，在任何一台自动柜员机上转账、查询。 [03:05.32]Customer: Anything else? 还有其他功能吗？ [03:08.36]With this card, you could also enjoy services like debit card purchases at all merchants, payroll service and payment for power and gas, etc. 有了这张卡，您可以享受在所有借记卡特约商户消费的服务，还可以享受代发工资，代交电费、煤气费等服务。 [03:19.01]Oh, it's convenient. 哦，真是很方便。 [03:20.17]By the way, it has a matching passbook. 顺便告诉您，它还配有存折。 [03:24.07]It sounds exactly like what I'm looking for. 这听起来好像就是我想要的那种卡。

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